SIDBI Grade A 2016 Exam – Sample LetterDEVENDRA VISHWAKARMA
SIDBI Grade A general stream exam is just around the corner. The Question Paper included Descriptive part which contains questions from Essay and Letter. So to help you, we are posting a Sample Business letter.
Today we are posting a sample letter on the following Topic: “Write a letter to the Bank Manager seeking time for payment of EMI.”
No.10 Bazullah Road
State Bank of India
Anna Nagar – West
Tamil Nadu, Chennai
Sub: Seeking time for payment of EMI for Education Loan
This is to inform that, I availed an Education Loan (A/c No. SHN/23456/2007) of Rs.6 lakhs, in the year 2008 from your bank branch, for studying B.Tech from Lovely Professional University (LPU). I completed my B.Tech degree in March 2014 and I had attended campus recruitment tests conducted at the University. I could not get placed because of less percentage of marks. After completing the degree I am applying in various software companies for recruitment and I am pretty much sure of getting employed soon. In the meantime I have received your letter dated 8th July 2015 asking me to pay the Easy Monthly Installment (EMI). Due to some financial problems, I am unable to repay the EMI as per the schedule. Kindly grant me an extension for further six months.
I am hoping of getting employed in a software company or in a nationalized bank by the end of this month. I am sure you will consider my request favorably, waiting for a positive response.
Format of Business Letter
[Your city, state, pin code]
[Name of the bank]
[City, state, pin code]
SUBJECT: describe the problem in one line
(Subject is supposed to be written in capital letters and underline the subject)
Dear (Sir/ Madam):
Introduction: Request the manager to grant you the extension for payment of EMI.
Body: Provide a reason as to why the manager should provide you with an extension. Provide all the important details about your studies.
Concluding remark: Request the manager to extend the time period for the payment of EMI and you will abide by all the terms and conditions.
Points to Remember
1. It is very important to follow the format while writing a formal letter. You neither write less, nor exceed the word limit. You have to be very precise while writing a formal letter.
2. You must ensure that your content does not seem repetitive. Repetition of words/sentences or content as a whole invites cutting of marks. Try and use synonyms in case you see that a word is getting repeated a number of times in the letter.
3. Your letter should be written in a particular flow. The subject should highlight the main purpose of letter. The introduction of your letter should effortlessly lead to the body, which should lead to the concluding paragraph.